Registered in Estonia — No Real Regulation
Libernetix is registered at Sõle tn 61a-5, Tallinn, Estonia — a jurisdiction commonly used by offshore shell companies to avoid meaningful financial oversight and accountability.
Funds Withheld Without Explanation
After collecting processing fees and building a relationship, Libernetix withheld client funds without providing any contractual justification or reasonable explanation.
Goes Silent After Receiving Payment
Once money was transferred, communication from Libernetix slowed and eventually stopped entirely. Emails and calls went unanswered. The "dedicated team of professionals" became unreachable.
No Verifiable Regulatory License
Despite claiming to offer card acquiring and payment gateway services, Libernetix provides no verifiable EU payment institution license number on their website — a basic requirement for legitimate PSPs.
Vague "Boutique Solutions" Language
Their website is filled with marketing buzzwords — "crafting prosperity," "trailblazing solutions," "35 Spartans" — but provides no specifics on pricing, contracts, or regulated banking partners.
Company Founded Only in 2023
Libernetix was founded in 2023 by "Alex and Kostya" with no disclosed surnames, no regulatory track record, and no independent audit history. The company has no verifiable prior existence.
Registered Name
Libernetix OÜ (Estonia)
Registered Address
Harju maakond, Tallinn, Põhja-Tallinna linnaosa, Sõle tn 61a-5, 10313, Estonia
Website
Founded
2023
Claimed Services
Card Acquiring, Payment Gateway, Anti-Fraud System, Merchant Dashboard, Analytics & Reporting
Key People (Confirmed)
Alexander Savy — Co-Founder
Konstantin Margolis — Co-Founder
(Source: RateEx42 compliance listing)
Related Scheme
Banx21 — linked directly from their About Us page and identified by RateEx42 as a connected scheme. banx21.com
Social Media
RateEx42, an independent CyberFinance ratings platform, has independently flagged Libernetix as RED (non-compliant / high risk) in their compliance database. Their assessment found:
- No legal entity information provided
- Regulatory status: Unregulated
- No jurisdiction disclosed
- Listed under Red Compliance category
- Associated with related scheme: Banx21
Connection to Banx21
RateEx42's profile lists Banx21 as a "Related Scheme" to Libernetix. The Libernetix About Us page also directly links to banx21.com/manifesto. This connection to another unverified financial scheme is a serious additional red flag. Anyone who has interacted with Banx21 should also be on alert.
The following individuals are confirmed by name via independent ratings platform RateEx42 and are publicly associated with Libernetix on LinkedIn. If you have dealt with either of these people in connection with Libernetix, you may be a victim of fraud.
Full employee list: LinkedIn Libernetix employees →
Initial Contact & Promises
Libernetix approached us with polished marketing, professional-looking materials, and promises of seamless payment processing at competitive rates. Their website projected confidence and legitimacy.
Contract Signed & Fees Paid
We entered into an agreement and paid the required fees and setup costs. At this point, communication was responsive and the relationship appeared professional.
Service Delivered — Then Problems Began
After a short period, service issues began appearing. Transactions were delayed, reporting became unreliable, and our merchant account showed irregularities.
Funds Held — No Explanation
Libernetix held our funds without providing any contractual or legal justification. Requests for release were met with delays, excuses, and eventually silence.
Communication Stopped
All communication from Libernetix ceased. Emails were ignored. The company became unreachable. We were left with withheld funds and no legal recourse communicated to us.
We Are Now Warning Others
We created this website so that no other business falls into the same trap. If you have had a similar experience, please report it and reach out.
REPORT LIBERNETIX NOW
If you have been scammed by Libernetix or have information about their operations, please report them to the following authorities. The more reports filed, the more likely they are to be investigated.
Contact Other Victims →